Creating Condensed Milk Bread Pudding can be straightforward if you follow these simple steps:

1. Preheat the Oven: Preheat your oven to 350°F (175°C) and grease a baking dish with butter.
2. Prepare the Bread: Tear the bread into bite-sized pieces and place them in a large mixing bowl.
3. Mix Wet Ingredients: In another bowl, whisk together the sweetened condensed milk, whole milk, eggs, vanilla extract, ground cinnamon, and salt until well combined.
4. Combine Mixtures: Pour the wet mixture over the torn bread, gently stirring to ensure all pieces are soaked.
5. Add Extras: If using, fold in the raisins or chocolate chips for added flavor.
6. Transfer to Baking Dish: Pour the bread mixture into the greased baking dish, spreading it evenly.
7. Bake: Bake in the preheated oven for 45-50 minutes or until the top is golden brown and a toothpick inserted in the center comes out clean.

These steps will guide you in creating this incredible dessert effortlessly.