Creating Creamy Apple Pie Banana Pudding is a straightforward process if you follow these simple steps:

1. Prepare the Pudding: In a large mixing bowl, whisk together the instant vanilla pudding mix and cold milk until smooth. Let it sit for about 5 minutes until it thickens.
2. Make the Whipped Cream: In another bowl, combine the heavy whipping cream, powdered sugar, and vanilla extract. Beat with an electric mixer until soft peaks form.
3. Combine: Gently fold the whipped cream into the thickened pudding mixture until well combined. Be careful not to deflate the whipped cream.
4. Layer the Dessert: In a trifle dish or individual serving cups, start by adding a layer of sliced bananas at the bottom.
5. Add Apple Pie Filling: Spoon a layer of apple pie filling over the bananas, spreading it evenly.
6. Pudding Layer: Add a layer of the pudding mixture on top of the apple filling, smoothing it out gently.
7. Repeat Layers: Repeat the layering process until all ingredients are used, finishing with a layer of pudding on the top.
8. Add Crumble: Sprinkle the crushed graham crackers or vanilla wafers on top for a crunchy finish.
9. Chill: Cover the dessert with plastic wrap and refrigerate for at least 2 hours to allow the flavors to meld and the pudding to set.
10. Garnish: Before serving, you can garnish with fresh apple slices or a sprinkle of cinnamon for an extra touch.

These steps will guide you in creating this incredible dessert effortlessly.