Follow these simple steps to create your Easy Pumpkin Cream Cheese Muffins:

1. Preheat the Oven: Preheat your oven to 350°F (175°C) and line a muffin tin with paper liners or grease it lightly.

2. Mix Dry Ingredients: In a mixing bowl, whisk together the flour, baking powder, baking soda, salt, cinnamon, nutmeg, and ginger until well combined.

3. Cream Together Sugars: In another bowl, combine granulated sugar, brown sugar, pumpkin puree, vegetable oil, eggs, and vanilla extract. Mix until smooth and creamy.

4. Combine Mixtures: Gradually add the dry ingredient mixture into the wet mixture, folding gently with a spatula until just combined. Be careful not to overmix.

5. Prepare Cream Cheese Filling: In a small bowl, mix the softened cream cheese, egg yolk, and powdered sugar until smooth.

6. Fill Muffin Tins: Spoon about 2 tablespoons of muffin batter into each muffin cup. Then, add a teaspoon of cream cheese filling on top.

7. Top with More Batter: Divide the remaining batter among the muffin cups, covering the cream cheese layer entirely.

8. Bake: Place the muffin tin in the preheated oven and bake for 20-25 minutes, or until a toothpick inserted in the center comes out clean.

9. Cool: Once baked, remove the muffins from the oven and allow them to cool in the tin for 5-10 minutes. Then transfer them to a wire rack to cool completely.

10. Serve Warm or Room Temperature: Enjoy these delicious muffins warm from the oven or let them cool completely for easy storage.